What is a personal loan?

A personal loan can make it possible to pay for those new tyres, it can further your career by paying to further your education, or, it could cover the cost of fixing the unexpected burst geyser. It can even help you, and your budget, with a consolidation loan, allowing you to effectively manage your debt with a single monthly payment.

A personal loan from Old Mutual Finance will ensure that you receive the right kind of help, tailored to your specific needs.

Features & Benefits

  • Loans from R5 000 to R200 000.
  • Up to 84 months to pay.
  • Help creating a plan to manage your debt and monthly cash requirements.
  • Service in a language you’re comfortable with.
  • Save on fees with a consolidation loan; pay off multiple loans using a single loan.

How to apply for a loan

We'll need your contact details and ID number to start the application process. Once we've received your information, and completed a quick assessment of your credit history, we'll request a few documents via email or fax.

Documents you'll need:

  • Your ID,
  • 3 months bank statement,
  • Payslip, not older than one month, and
  • Proof of residence, not older than 3 months.

Our consultants are available every step of the way, and ready to help you find a plan that suits your needs.

If you'd like to chat to us directly, you can visit one of our branches, or call our sales call centre: 0860 000 886. Please note, our sales consultants are available between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday).


Old Mutual loan offerings is made available through Old Mutual Finance (RF) (Pty) Ltd, a Licensed Financial Services and Registered Credit Provider (NCRCP35).

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