OM Bank: The bank you've been asking for

Welcome to the bank that’s your best friend. OM Bank is built for you, with you, as we pair affordable fees with powerful smart tools. This is the new standard of banking, as you deserve.
Where here to back you

Why join OM Bank?

Smarter savings, on autopilot
Our tools work for your real life. 'Pay Me First' automatically saves a percentage you set of your income, adapting for when you earn less or more, while you earn competitive interest rates.
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Faster, simpler credit
Forget endless forms and anxious waiting. Get a decision on our credit facility in minutes, right from the OM Bank App.
Congrats
Your personal mobile banker
Meet Themba, in your OM Bank App. Get smart and proactive insights to help you master your money.
Themba
Personal Account
Get a Personal Account from just R4.95 a month and a Savings Account with zero monthly fees. It's that simple.
Radical transparency
No fine print, no sneaky fees. That’s why we don’t charge for an incorrect PIN at an ATM or till point. Just simple, honest pricing so you always know exactly where you stand.
Instant payments that don’t cost a fortune
Helping out family and friends shouldn’t cost an arm and a leg. Our real-time payment fees to any bank are industry-leading, so you can send money instantly and affordably. 
Cash, on your terms
Get cash at Shoprite, Checkers, Boxer, and Pick n Pay, as well as at ATMs across the country. No hunting for a specific branch, just your money in your hands when you need it.
Cash on your terms

Personal mobile banker

 

Master your money with insights from Themba

Get financial hints and tips right in your OM Bank App. The app gives you a clear plan to reach your goals.

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    Total clarity: A single, clear view of your OM Bank finances. 

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    Goal accelerator: Define your targets and get a plan to hit them. 

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    Spending analysis: Know exactly where your money goes. 

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    Proactive insights: Get tips that make a difference. 

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    Pain-free budgeting: All the clarity, none of the stress.  

Themba

Join us
in just 3 simple steps →

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Download and install the OM Bank App

Available now in the Apple App Store, Google Play Store and Huawei AppGallery.

2

Launch the App and sign up

Create your banking profile in minutes. All it takes are a few details and some verification steps.
3

You’re all set

Your virtual debit card is ready to transact online. Physical cards can be collected at any Old Mutual Branch across South Africa.

Our products

At OM Bank, we designed a bank that fits your everyday needs, credit that adapts to your reality, and a way to save for your future effortlessly. Explore our core products below:
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    Personal Account
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    Personal Account with a Credit Facility
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    Savings Account
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    Old Mutual Rewards
Credit and Rewards
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Your safety is our priority

Our Bank is built on Zero Trust Principles, ensuring your money and personal information stay safe.
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    Advanced technology: We invest in cutting edge security tech so you can bank with confidence, wherever you are.

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    OTP Confirmation: OTP only when you join and re-join. Fast & Effortless.

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    Biometric Verification: We use advanced facial and fingerprint recognition to verify your identity, making sure access is always secure and always yours.

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Get in touch

Call us on  0860 OMBANK (662265)  or use the in-app chat function.

Need to report fraud or log a complaint?
Contact us at complaints@ombank.co.za

Tell us how we can do better
Contact us at service@ombank.co.za

OM Bank Ltd. is a member of the Corporation for Deposit Insurance, Authorised Financial Services Provider (FSP 54837) & Registered Credit Provider, NCR CP17317.  

Copyright © 2026 OM Bank Limited. All rights reserved.  

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